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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation (Capped)
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation (Capped)
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.10
$11.40
$12.00
$12.30
$12.30
$13.20
$13.80
$14.40
$15.00
$15.90
$16.20
$17.40
$17.70
$19.20
$19.80
$21.00
$21.60
$23.10
$23.70
$25.50
$27.00
$28.50
$30.00
$31.80
$34.20
$36.30
$39.30
$42.30
$45.60
$49.20
$54.60
$60.30
$66.00
$75.30
$83.10
$92.40
$102.30
$113.40
$125.70
$140.10
$154.80
$171.90
$189.60
$229.20
$251.40
$275.70
$302.70
$332.10
$364.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation (Capped)
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.20
$22.80
$24.00
$24.60
$24.60
$26.40
$27.60
$28.80
$30.00
$31.80
$32.40
$34.80
$35.40
$38.40
$39.60
$42.00
$43.20
$46.20
$47.40
$51.00
$54.00
$57.00
$60.00
$63.60
$68.40
$72.60
$78.60
$84.60
$91.20
$98.40
$109.20
$120.60
$132.00
$150.60
$166.20
$184.80
$204.60
$226.80
$251.40
$280.20
$309.60
$343.80
$379.20
$458.40
$502.80
$551.40
$605.40
$664.20
$729.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation (Capped)
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$29.40
$30.00
$31.80
$31.80
$33.60
$33.60
$36.00
$36.60
$38.40
$40.80
$41.40
$44.40
$46.20
$47.40
$50.40
$53.40
$55.20
$58.80
$60.60
$64.20
$67.80
$72.00
$75.60
$80.40
$85.20
$90.60
$97.20
$103.80
$111.00
$118.20
$130.80
$143.40
$156.60
$171.00
$195.00
$214.80
$239.40
$264.00
$291.00
$322.80
$357.60
$396.00
$438.60
$484.20
$582.60
$639.60
$702.00
$769.20
$843.00
$924.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov